Disclaimer
Read this before relying on anything you see here.
Last updated · April 2026
BackToIndia is not an insurer or broker of record
We do not issue, underwrite, sell, bind, administer, or settle claims on any insurance policy. We provide editorial content and a matching engine to help you decide which plan to consider. The contract of insurance is always between the visitor (the insured) and the insurer.
Information may be incomplete or out of date
Insurers update plans, coverage caps, exclusions, and pricing frequently. Despite our verification process (described in our methodology), it is possible that a specific attribute on this site is out of date or differs from the current version of the policy. Always read the official policy wording - linked on every plan card - before purchase.
No medical, tax, or legal advice
Nothing on this site is medical, tax, or legal advice. Visitor insurance interacts with US healthcare practices, tax-residency rules, and visa conditions in ways that depend on your specific situation. Consult a licensed professional for advice tailored to you.
Recommendations are educational, not prescriptive
Our matching engine narrows down plans based on the answers you give. The recommendations should be treated as a starting point for your own due diligence, not a guarantee of fit. The final decision and responsibility for the purchase are yours.
Claims are settled by the insurer, not by us
If a claim is denied, partially paid, or delayed, the insurer or their TPA is the party responsible - not BackToIndia. We can help you understand what the policy wording says, but we cannot influence claim outcomes.
Affiliate and partnership disclosure
BackToIndia has an active affiliate relationship with Insubuy, a US-licensed visitor insurance broker. When you click a "Buy Online" button and complete a purchase on Insubuy, we earn a referral commission at no extra cost to you. The full disclosure, including how this affects (or doesn't affect) ranking, is on our editorial policy page. Outbound affiliate links are tagged rel="sponsored nofollow" per Google's guidelines.