Liaison Travel Plus vs RoundTrip Choice
Liaison Travel Plus settles directly with US hospitals; with RoundTrip Choice, the family typically pays first and claims back. On a $40k emergency-room bill that distinction is the entire experience. Read on for the line-by-line scorecard.
Liaison Travel Plus edges out on coverage limit and direct billing at hospitals, taking 8 weighted points to RoundTrip Choice's 3. RoundTrip Choice still has the upper hand on typical premium band and age eligibility, so it stays the right call when those matter more than the headline coverage.
Side-by-side: who wins what
| Feature | Liaison Travel Plus | RoundTrip Choice | Winner |
|---|---|---|---|
| Coverage limit | $500k | $250k | Liaison Travel Plus |
| Lowest deductible | - | - | |
| Pre-existing condition cover | Acute-onset | Acute-onset | |
| Direct billing at hospitals | Yes | No | Liaison Travel Plus |
| Hospital network size | Very large | Small | Liaison Travel Plus |
| Typical premium band | ~$408 | ~$325 | RoundTrip Choice |
| Avg claim settlement | 22 days | 24 days | |
| Age eligibility | 14-79 | 0-99 | RoundTrip Choice |
| COVID covered | Yes | Yes | |
| Emergency evacuation | $500k | $500k | |
| 24×7 support | Yes | Yes |
Where they're the same
- Neither plan treats COVID as an exclusion; it's covered up to the standard medical limit on both.
- 24×7 phone support sits behind both plans — useful when a hospital admits at 2am IST and you need pre-auth.
- Neither plan is fixed-benefit; both reimburse real charges up to the medical limit, which is what you want for an unpredictable US bill.
PED only acute-onset and age-capped at 69; trip cancellation is limited, not a full TC plan.
Reimbursement-only (no direct billing); medical cap is lower than dedicated visitor plans.
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This comparison reflects publicly available Seven Corners and Seven Corners plan documents as of 2026. Sub-limits, exclusions and territorial rules can change between buy dates, so the official Liaison Travel Plus and RoundTrip Choice certificates are the source of truth.