Bajaj Allianz Travel Companion vs Bajaj Allianz Travel Elite
Bajaj Allianz Travel Elite carries limited PED cover, while Bajaj Allianz Travel Companion only offers acute-onset PED cover only. For most parents over 60 with even one chronic condition, that single line decides the comparison. Below: every line that matters for a visiting parent.
Bajaj Allianz Travel Elite edges out on coverage limit and pre-existing condition cover, taking 10 weighted points to Bajaj Allianz Travel Companion's 2. Bajaj Allianz Travel Companion still has the upper hand on typical premium band, so it stays the right call when those matter more than the headline coverage.
Side-by-side: who wins what
| Feature | Bajaj Allianz Travel Companion | Bajaj Allianz Travel Elite | Winner |
|---|---|---|---|
| Coverage limit | $100k | $500k | Bajaj Allianz Travel Elite |
| Lowest deductible | - | - | |
| Pre-existing condition cover | Acute-onset | Limited | Bajaj Allianz Travel Elite |
| Direct billing at hospitals | Yes | Yes | |
| Hospital network size | Large | Very large | Bajaj Allianz Travel Elite |
| Typical premium band | ~$173 | ~$495 | Bajaj Allianz Travel Companion |
| Avg claim settlement | 21 days | 19 days | |
| Age eligibility | 1-70 | 1-80 | Bajaj Allianz Travel Elite |
| COVID covered | Yes | Yes | |
| Emergency evacuation | $250k | $500k | Bajaj Allianz Travel Elite |
| 24×7 support | Yes | Yes |
Where they're the same
- Both Bajaj Allianz Travel Companion and Bajaj Allianz Travel Elite settle directly with US hospitals — no $50k credit card hold at admission.
- Neither plan treats COVID as an exclusion; it's covered up to the standard medical limit on both.
- 24×7 phone support sits behind both plans — useful when a hospital admits at 2am IST and you need pre-auth.
- Both are true comprehensive plans — they pay actual hospital bills, not capped per-day or per-procedure amounts.
Coverage cap may be low for serious illness
Direct billing depends on hospital
Other comparisons you might want
More comparisons for Bajaj Allianz Travel Companion
BackToIndia is independent — we don't sell Bajaj Allianz Travel Companion or Bajaj Allianz Travel Elite and earn nothing from either Bajaj Allianz or Bajaj Allianz. Plan data is reviewed by our editorial team in 2026; always confirm specifics against the official policy wording before purchase.